Community Banking Challenges

January 17, 2018By Larry LavenderUncategorized

The Dodd-Frank Act includes a requirement for the regulators and government agencies to promulgate 390 rules to implement its provisions. As of the end of the third quarter of 2015, 307 rules have been finalized or proposed, leaving 83 as yet undrafted. In recognition of the burden this massive regulatory expansion would impose on business … Read More

Sports Betting

January 17, 2018By Larry LavenderUncategorized

Whether it’s members of Congress making highly publicized bets against each other on their hometown teams in the college national championships, March Madness office pools, or the massive amounts wagered on the Super Bowl each year, sports betting is a well-established American pastime. All this, of course, notwithstanding the federal ban on sports betting in … Read More

Cyber Rules: The Regulators Prepare to Act

December 21, 2017By Larry LavenderUncategorized

The October 19 joint advance notice of proposed rulemaking (ANPR) issued by the Board of Governors of the Federal Reserve System ( Fed), Office of the Comptroller of the Currency (OCC), and Federal Deposit Insurance Corporation (FDIC), together “the agencies,” is the second indication in as many months that regulators are preparing to intensify regulatory … Read More